Feature Use Case
Does your neobank offer multilingual support?
Yes, your neobank can provide multilingual support by embedding Chatref’s AI agents on your digital banking site or app. The agents are grounded in your own help docs and policies, and they automatically detect and respond in the customer’s preferred language — covering up to 11 languages out of the box. When a human touch is needed, the shared inbox preserves full conversation context for seamless handoff.
How multilingual support works in your digital bank
Chatref’s multilingual engine leverages multiple AI models to understand and reply in the language your customer uses. When a visitor starts a chat on your website widget, the agent detects the language and delivers grounded answers drawn from your own knowledge base — whether that’s a FAQ, terms of service, or how-to guide. There’s no separate translation step; the AI resolves the query in the same language, maintaining your brand voice across every interaction.
Setting up digital bank language options
Adding language support to your neobank’s chat takes minutes. Within Chatref, you activate the multilingual toggle for your agent, select up to 11 supported languages, and the system handles the rest. The embeddable website widget you drop into your neobank’s site or app will automatically serve the right language to each user. No need to duplicate your help centre content or maintain separate translation workflows — the agent uses your existing docs in its primary language and delivers accurate neo banking translation on the fly.
AI agents that resolve queries without human intervention
With Chatref’s AI agents, routine customer questions — balance inquiries, password resets, fee explanations — are answered instantly in the customer’s language. The agents don’t guess; they pull answers from your verified docs, so they never hallucinate rates or policies. This keeps your support queue light and gives customers the online bank multilingual experience they expect, whether they prefer Spanish, French, German, or another supported language.
Shared inbox: human handoff with full context
For complex cases that need a person, Chatref’s shared inbox hands off the entire conversation thread intact. Your support team sees the full chat history, including the detected language, so they can jump in without asking the customer to repeat themselves. If your team has multilingual staff, they can reply directly in the inbox; if not, the context helps them route to a translation service or a colleague who speaks that language. This ensures no customer feels lost during a handoff.
FAQ
Which languages does my neobank support?
Chatref’s multilingual feature currently supports up to 11 languages, including English, Spanish, French, German, Portuguese, Italian, Dutch, Japanese, Korean, and others. You can enable any subset that matches your customer base. The exact list is visible in your agent settings, and we add languages as new high-quality models become available.
How can I change the language settings in my neobank app?
The language in which chat appears is determined automatically by the agent based on the customer’s browser or app language preferences, or by the language they use in their first message. There is no manual toggle inside the widget. However, customers can always type in their preferred language and the agent will respond accordingly.
Is customer support available in multiple languages?
Yes. Once you activate multilingual support for your Chatref agent, both the AI agent and the shared inbox support multiple languages. The AI handles the initial conversation in the detected language, and when a human agent takes over, they see the full multilingual thread and can reply in the same language if staff capabilities allow.
Can I communicate with my neobank in my preferred language?
Absolutely. Chatref’s website widget detects the language a customer uses, and the AI agent replies in that language. This holds true whether the customer starts in Spanish, German, or another supported language. If a human agent is needed, the handoff preserves the language context so you can continue without disruption.
Put this into practice
Chatref answers your customers from your own content, day and night. Add it to your site and go live in minutes – free to start.